DBS
2.45%
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Mortgage Loan Calculator
How much can you borrow?
Get an instant estimate of your monthly repayment. Results only appear after you click calculate.
Estimated Loan Amount
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Monthly Repayment
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Estimated Savings Per Month
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Total Interest
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Press calculate to view estimated repayment and indicative bank rates.
Indicative packages
Unlock larger cost savings with these rates
Compare against your estimated repayment and speak with us to confirm eligibility, lock-in, legal subsidies, and approval conditions.
UOB
2.48%
OCBC
2.50%
CIMB
2.43%
Maybank
2.47%
RHB
2.46%
Disclaimer: Rates shown are indicative and for illustration purposes only. Final rates, loan quantum, lock-in periods, subsidies, and approval are subject to each bank’s assessment criteria, prevailing market conditions, and your individual circumstances.
Speak to a specialist
Get a personalised rate comparison.
The calculator gives a useful estimate. A specialist can check actual eligibility, subsidies, refinancing costs, and rate options based on your profile.
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Compare DBS, UOB, OCBC, CIMB, Maybank, RHB and more
Suitable for new purchase and refinancing
Choose your next step
Start with the situation that fits you best.
Choose the scenario that sounds closest to you. Each card opens the relevant calculator page so users can estimate, compare, and then speak with an advisor if needed.
Buying new property?
TDSR & Buyer Costs
Check affordability, understand how much you may be able to borrow, and estimate buyer stamp duties before committing to an option.
Open TDSR and buyer cost calculators →Want higher savings?
Mortgage Repayment Review
Estimate your monthly instalment and see whether a different loan tenure, rate, or refinancing option could reduce your monthly payment.
Open repayment calculator →Looking to sell?
Seller Timing Check
Check whether Seller’s Stamp Duty may apply and decide whether it makes better financial sense to sell now or wait.
Open seller stamp duty calculator →For property investors
Investment Return Snapshot
Estimate yield, cashflow and simple ROI before deciding whether an investment property is worth pursuing.
Open property ROI calculator →More than just loans
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Guides and insights for every homeowner.
Calculator page
Mortgage calculators for every property decision.
Use the calculators below to check affordability, repayments, stamp duties and investment returns.
Interactive estimate
Total Debt Servicing Ratio Calculator
Monthly repayment
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TDSR
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Status
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TDSR estimate = total monthly debt obligations ÷ gross monthly income. Bank assessment may use stress rates, income haircut and other credit criteria.
Interactive estimate
Mortgage Loan Repayment Calculator
Monthly repayment
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Total interest
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Monthly savings
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Interactive estimate
Seller Stamp Duty Calculator
Holding period
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SSD rate
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SSD payable
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Interactive estimate
Buyer Stamp Duty Calculator
Dutiable value
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BSD payable
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Effective rate
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This estimates BSD only. ABSD, legal fees, valuation fees and other costs may apply.
Interactive estimate
Property ROI Calculator
Gross rental yield
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Annual cashflow
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Simple ROI
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